The bill amends and reenacts several provisions related to uninsured motorist coverage in Louisiana, specifically within R.S. 22:1295 and R.S. 22:1296. Key changes include the removal of references to the "commissioner of insurance" in certain contexts, and the introduction of new language that clarifies the conditions under which uninsured motorist coverage applies. Notably, the bill establishes that if an insured person signs a form rejecting or modifying coverage but does not complete it properly, there will be no uninsured motorist coverage if it is determined that the intent was to reject or modify the coverage. Additionally, the bill allows for the introduction of "economic-only" uninsured motorist coverage, which excludes noneconomic losses such as pain and suffering.

Furthermore, the bill introduces a new provision (R.S. 22:1295(7)) that specifically addresses commercial automobile insurance policies, allowing insured individuals to select uninsured motorist coverage through a form provided by the commissioner. If the form does not indicate a selection of this coverage and no premium payment is made for it, it will be presumed that no uninsured motorist coverage was selected. The bill also makes technical changes to existing language to enhance clarity and ensure compliance with the law.

Statutes affected:
SB499 Original: 22:1295(1), 22:1296(B), 22:1294(B)(4)
SB499 Engrossed: 22:1295(1), 22:1296(B), 22:1294(B)(4)
SB499 Reengrossed: 22:1295(1), 22:1296(B)
SB499 Enrolled: 22:1295(1), 22:1296(B)
SB499 Act 770: 22:1295(1), 22:1296(B)