The bill enacted as R.S. 22:1339 establishes a requirement for applicants or existing insured individuals to disclose to their insurer if their property is being used or will be used as a group home. This disclosure must occur either when applying for a new homeowner's insurance policy or at any time during the coverage period for those already insured. The bill specifies that failure to provide this information gives the insurer grounds to cancel or not renew the homeowner's insurance policy, in accordance with existing law under R.S. 22:1333(B).

This legislation aims to ensure that insurers are fully informed about the use of properties they are insuring, particularly in the context of group homes, which may present different risks compared to standard residential properties. The bill will take effect upon the governor's signature or, if vetoed, as outlined by the Louisiana Constitution.