House Bill No. by Representative Jordan amends existing Louisiana law regarding automobile liability insurance to mandate that all policies include uninsured motorist coverage. The bill repeals previous provisions that allowed for the rejection of this coverage or the selection of economic-only uninsured motorist coverage, which provided limited protection. Under the new law, insurers must provide uninsured motorist coverage at no less than the limits of bodily injury liability specified in the policy, ensuring that individuals are protected against damages from uninsured or underinsured motorists.

Additionally, the bill clarifies that if an insured wishes to change their selection regarding uninsured motorist coverage, they can do so by submitting a new selection form prescribed by the commissioner of insurance. The bill retains certain definitions and provisions related to uninsured motor vehicles and the coverage requirements for school bus liability policies. Overall, the proposed changes aim to enhance the protection of insured individuals in Louisiana by ensuring comprehensive uninsured motorist coverage is included in all automobile liability insurance policies.

Statutes affected:
HB706 Original: 22:1295(1)