The bill amends R.S. 22:1019.2(A) to enhance health insurance coverage for individuals who are temporarily relocated due to a state of emergency declared by the governor for a named storm. It mandates that health insurance issuers maintain a sufficient network of healthcare providers to ensure that covered persons can access necessary healthcare services without unreasonable delays. The bill specifically addresses the needs of those diagnosed with life-sustaining conditions, such as cancer or heart disease, who may need to receive treatments like chemotherapy or dialysis while in another state during an emergency.

The new provisions require that healthcare services be accessible in the same manner as emergency services, which are available 24/7. This includes ensuring that individuals who are forced to relocate can continue receiving critical treatments without interruption. The bill emphasizes the importance of network adequacy by outlining criteria such as provider ratios, geographic accessibility, and waiting times for appointments, thereby aiming to improve healthcare access for vulnerable populations during emergencies.

Statutes affected:
SB200 Original: 22:2(A)
SB200 Engrossed: 22:2(A)
SB200 Enrolled: 22:2(A)
SB200 Act 310: 22:2(A)