This bill amends R.S. 32:863(A)(3)(a) to update the provisions regarding reinstatement fees for lapses in motor vehicle insurance coverage in Louisiana. It establishes a tiered fee structure based on the duration of the lapse, with fees of $100 for one to thirty days, $250 for thirty-one to ninety days, and $500 for lapses exceeding ninety days. Notably, no reinstatement fee will be imposed if the lapse is ten days or less, provided the vehicle's license plate is surrendered within that timeframe. Additionally, for first violations of insurance lapse lasting ten days or less, no fee will be charged if immediate notice of cancellation is given.

The bill also outlines the reinstatement fees for violations of a second paragraph, setting fees at $250 for the first violation, $500 for the second, and $1,000 for third or subsequent violations. Importantly, if proof of required insurance is provided within sixty days of notice, the reinstatement fee for a second violation is waived. The total fees for multiple violations are capped at $850 for violations of the first paragraph and $1,075 for the second paragraph, with a special provision that limits total fees to $250 for individuals aged sixty-five and older. After sixty days, all fees become final and the previous caps no longer apply.

Statutes affected:
HB384 Original: 32:863(A)(3)
HB384 Engrossed: 32:863(A)(3)
HB384 Reengrossed: 32:863(A)(3)
HB384 Enrolled: 32:863(A)(3)
HB384 Act : 32:863(A)(3)