This bill amends R.S. 32:863(A)(3)(a) to update the provisions regarding reinstatement fees for lapses in motor vehicle insurance coverage in Louisiana. It establishes a tiered fee structure based on the duration of the lapse, with fees of $100 for one to thirty days, $250 for thirty-one to ninety days, and $500 for lapses exceeding ninety days. Notably, no reinstatement fee will be imposed if the lapse is ten days or less, provided the vehicle's license plate is surrendered within that timeframe. Additionally, for first violations of insurance lapse lasting ten days or less, no fee will be charged if immediate notice of cancellation is given.

The bill also modifies the reinstatement fee structure for violations of Paragraph (2) of the subsection, setting fees at $250 for a first violation, $500 for a second, and $1,000 for a third or subsequent violation. Importantly, if proof of required insurance is provided within sixty days of the notice, the reinstatement fee for a violation of Paragraph (2) will not be owed. The total fees for multiple violations are capped at $850 for violations of Paragraph (1) and $1,075 for Paragraph (2) violations if within the sixty-day window. For individuals aged sixty-five and older, the total fees, including administrative costs, cannot exceed $250. After sixty days, all fees become final and the previous caps no longer apply.

Statutes affected:
HB384 Original: 32:863(A)(3)
HB384 Engrossed: 32:863(A)(3)
HB384 Reengrossed: 32:863(A)(3)
HB384 Enrolled: 32:863(A)(3)
HB384 Act : 32:863(A)(3)