This bill amends R.S. 32:863(A)(3)(a) to update the provisions regarding reinstatement fees for lapses in motor vehicle insurance coverage in Louisiana. It specifies that sanctions for violations will remain in effect until proof of required liability insurance is provided and all reinstatement fees are paid. The bill introduces a tiered fee structure based on the duration of the lapse, with fees of $100 for lapses of 1-30 days, $250 for 31-90 days, and $500 for lapses exceeding 90 days. Additionally, it eliminates the reinstatement fee for lapses of ten days or less if the vehicle's license plate is surrendered within that timeframe or if it is the insured's first violation for a lapse of ten days or less, provided that notice of cancellation is given promptly.

Furthermore, the bill establishes a new fee structure for violations of a second paragraph, with $250 for the first violation, $500 for the second, and $1,000 for third or subsequent violations. It allows for a waiver of the reinstatement fee if proof of insurance is provided within sixty days of the notice. The total fees for multiple violations are capped at $850 for violations of the first paragraph and $1,075 for the second paragraph, with a special provision that limits total fees to $250 for individuals aged 65 and older. After sixty days, all fees become final and the previous caps no longer apply.

Statutes affected:
HB384 Original: 32:863(A)(3)
HB384 Engrossed: 32:863(A)(3)
HB384 Reengrossed: 32:863(A)(3)
HB384 Enrolled: 32:863(A)(3)
HB384 Act : 32:863(A)(3)