This bill amends and reenacts R.S. 10:9-102(a)(29) and enacts R.S. 10:9-102(a)(82) to clarify definitions related to deposit accounts and introduce the concept of central bank digital currency in Louisiana law. The definition of "deposit account" is updated to specify that it does not include investment property or central bank digital currency, which is newly defined as a digital currency issued by the Board of Governors of the United States Federal Reserve System or a federal agency, and is directly available to consumers.

The inclusion of central bank digital currency in the legal framework aims to provide clarity on its status and treatment under Louisiana law, distinguishing it from traditional deposit accounts. This legislative change reflects the growing importance of digital currencies in the financial landscape and seeks to ensure that the law keeps pace with technological advancements in monetary systems.