The resolution highlights the historical context and current challenges surrounding Medicare and Medicare Advantage plans, particularly in Kansas. It notes that while Medicare was established in 1965 and state regulations for Medicare supplement policies were implemented in 1981, the introduction of the Medicare Modernization Act in 2003 limited state oversight of Medicare Advantage plans. This has led to reports of aggressive and deceptive marketing practices, particularly concerning Private Fee-for-Service plans, which have resulted in consumer complaints about misrepresentations regarding benefits and provider networks. The resolution emphasizes that the Centers for Medicare and Medicaid Services have not adequately regulated these practices, leaving vulnerable populations at risk.

In response to these issues, the resolution urges Congress to grant state insurance regulators the authority to oversee Medicare Advantage plans, arguing that state-based regulation is more effective in protecting citizens. It calls for legislation that would allow states to enforce their own marketing and consumer disclosure laws for Medicare plans, similar to their oversight of other health plans. The resolution concludes by directing the Secretary of State to send copies of the resolution to key congressional leaders and the Kansas Department of Insurance to advocate for these changes.