This bill mandates that all individual or group health insurance policies, medical service plans, and similar contracts that provide coverage for accident and health services must not impose any cost-sharing requirements for diagnostic and supplemental breast examinations. This provision applies to policies delivered, issued for delivery, amended, or renewed on or after January 1, 2026. The bill defines key terms such as "diagnostic breast examination," "diagnostic mammography," "breast magnetic resonance imaging," and "breast ultrasound," ensuring clarity on what constitutes these examinations.

Additionally, the bill amends existing statutes K.S.A. 40-2,103 and K.S.A. 40-19c09, while repealing the previous versions of these sections. It specifies that certain provisions of the Kansas insurance code will apply to all insurance policies used within the state, regardless of where they are issued. The bill also clarifies that no policy can exclude or limit coverage based on the availability of Medicaid benefits for the same condition. Overall, the legislation aims to enhance access to necessary breast health screenings without financial barriers for individuals enrolled in these health plans.

Statutes affected:
As introduced: 40-2, 40-19c09, 40-2407, 40-2411