The bill establishes the Kansas Real Time Motor Vehicle Insurance Verification Act, which mandates the creation of a web-based online insurance verification system for motor vehicle liability insurance. The commissioner of insurance is tasked with implementing this system, which will replace any existing verification requirements and serve as the sole electronic method for confirming insurance coverage in Kansas. Insurers are required to cooperate with the commissioner and the Kansas Department of Revenue (KDOR) to provide necessary policy status information. The system is designed to enhance data security, ensure accessibility for authorized personnel, and allow for accurate verification through multiple data elements.

Additionally, the bill amends K.S.A. 8-173 to update the requirements for vehicle registration applications, including the verification of insurance coverage. It removes the previous stipulation regarding the payment of personal property taxes and allows for online verification of insurance. The bill also includes provisions for confidentiality of the data shared within the verification system and establishes that insurers will not face penalties for good faith efforts to comply with the new requirements. The system is expected to be fully operational by July 1, 2026, following a testing period. The existing section of K.S.A. 8-173 is repealed as part of this legislative update.

Statutes affected:
As introduced: 8-173