The bill establishes the Kansas Real Time Motor Vehicle Insurance Verification Act, which mandates the creation of a web-based online insurance verification system for motor vehicle liability insurance. The Kansas Commissioner of Insurance is tasked with implementing this system, which will replace any existing verification requirements and serve as the sole electronic method for confirming insurance coverage. Insurers are required to cooperate with the commissioner and the Kansas Department of Revenue (KDOR) to provide necessary policy status information. The system is designed to enhance data security, ensure accessibility for authorized personnel, and allow for accurate verification through multiple data elements.

Additionally, the bill amends K.S.A. 8-173 to streamline the registration process for vehicles by allowing proof of insurance to be verified online or electronically, in accordance with the new verification system. It also includes provisions for confidentiality of the data shared within the system and establishes that compliance with the insurance verification system cannot be the primary reason for law enforcement to stop a vehicle. The bill repeals the existing section of K.S.A. 8-173 and sets a deadline for the system to be fully operational by July 1, 2026, following a testing period.

Statutes affected:
As introduced: 8-173
As Amended by House Committee: 8-173