The bill establishes the Kansas Real Time Motor Vehicle Insurance Verification Act, which mandates the creation of a web-based online insurance verification system for motor vehicle liability insurance. The commissioner of insurance is tasked with implementing this system, which will replace any existing verification requirements and serve as the sole electronic method for confirming insurance coverage in Kansas. Insurers are required to cooperate with the commissioner and the Kansas Department of Revenue (KDOR) to provide necessary policy status information. The system is designed to enhance data security, ensure accessibility for authorized personnel, and allow for accurate verification through multiple data elements.

Additionally, the bill amends K.S.A. 8-173 to update the requirements for vehicle registration applications, including the necessity for proof of insurance, and repeals the existing section. Notably, the bill includes a provision that compliance with the insurance verification system cannot be the primary reason for law enforcement to stop a vehicle. The new system is expected to be fully operational by July 1, 2026, following a testing period, and all data provided to the system will be confidential and privileged, exempt from open records laws.

Statutes affected:
As introduced: 8-173
As Amended by House Committee: 8-173