Amends the Burn Victims Relief Act. Dissolves the George Bailey Memorial Fund on June 30, 2025, or as soon thereafter as practical, and assigns any future deposits due to that Fund to the General Revenue Fund. Amends the Illinois Insurance Code. Requires every company licensed to do business in this State that is transacting the kind or kinds of business under Class 1, 2, or 3, as defined in the Code, to establish a customer affairs and information department to respond to policyholder inquiries and complaints. In provisions concerning kinds of agreements requiring approval, provides that the Director of Insurance has the right to request additional filing review and approval of all contracts that contribute to the statutory threshold trigger. Removes provisions concerning a working group related to the treatment and coverage of mental, emotional, nervous, or substance use disorders. Makes other changes. Amends the Dental Care Patient Protection Act. Makes changes concerning preemption of provisions. Amends the Health Maintenance Organization Act. Provides that health maintenance organizations are subject to provisions of the Illinois Insurance Code requiring coverage for certain at-home pregnancy tests and certain medically necessary treatments to address a major injury to the jaw. Amends the Network Adequacy and Transparency Act to make technical and combining changes to conform the changes made by Public Act 103-777 and 103-650. Amends the Limited Health Service Organization Act to make conforming changes. Amends the Criminal Code of 2012. Changes the definition of "insurance company". Effective immediately, except that certain changes to the Illinois Insurance Code are effective January 1, 2026 and certain other changes to the Illinois Insurance Code are effective 60 days after becoming law.
House Floor Amendment No. 1: Replaces everything after the enacting clause. Reinserts the provisions of the introduced bill with the following changes. Removes provisions amending the Burn Victims Relief Act. Further amends the Illinois Insurance Code. Makes changes to defined terms. Removes provisions concerning the establishment of a customer affairs and information department. Further amends the Network Adequacy and Transparency Act. Removes references to short-term, limited-duration health insurance coverage. Replaces "insurer" with "issuer". Effective immediately, except that the changes to provisions concerning fees under the Public Adjusters Article of the Illinois Insurance Code are effective January 1, 2026, and the changes to provisions of the Illinois Insurance Code concerning reinsurance agreements requiring approval take effect 60 days after becoming law.
Senate Committee Amendment No. 1: Replaces everything after the enacting clause. Reinserts the provisions of the engrossed bill with the following changes. Further amends the Network Adequacy and Transparency Act. Provides that the Act does not apply to stand-alone dental plans and that the Department of Insurance shall enforce the applicable federal requirements if federal law establishes network adequacy and transparency standards for stand-alone dental plans. Makes other changes. Further amends the Illinois Insurance code. Makes changes in provisions concerning standards for companies and officials. In provisions listing cases in which a recoupment or may be requested or withheld from future payments 12 months or more after the original payment is made, includes cases in which the insurer has requested the recoupment or offset within 12 months, but the insurer and the health care professional or health care provider mutually agree to a different time limit for the recoupment or offset to be withheld from future payments. Effective immediately, except that the changes to provisions concerning fees under the Public Adjusters Article of the Illinois Insurance Code are effective January 1, 2026, and the changes to provisions of the Illinois Insurance Code concerning reinsurance agreements requiring approval take effect 60 days after becoming law.

Statutes affected:
Introduced: 20 ILCS 1410/10, 215 ILCS 5/121, 215 ILCS 5/143, 215 ILCS 5/174, 215 ILCS 5/194, 215 ILCS 5/356, 215 ILCS 5/368, 215 ILCS 5/370, 215 ILCS 5/1563, 215 ILCS 109/75, 215 ILCS 124/5, 215 ILCS 124/10, 215 ILCS 124/25, 215 ILCS 125/5, 215 ILCS 130/4003, 720 ILCS 5/17
Engrossed: 215 ILCS 5/121, 215 ILCS 5/174, 215 ILCS 5/194, 215 ILCS 5/356, 215 ILCS 5/368, 215 ILCS 5/370, 215 ILCS 5/1563, 215 ILCS 109/75, 215 ILCS 124/5, 215 ILCS 124/10, 215 ILCS 124/25, 215 ILCS 125/5, 215 ILCS 130/4003, 720 ILCS 5/17
Enrolled: 215 ILCS 5/121, 215 ILCS 5/155, 215 ILCS 5/174, 215 ILCS 5/194, 215 ILCS 5/356, 215 ILCS 5/368, 215 ILCS 5/370, 215 ILCS 5/1563, 215 ILCS 109/75, 215 ILCS 124/3, 215 ILCS 124/5, 215 ILCS 124/10, 215 ILCS 124/25, 215 ILCS 125/5, 215 ILCS 130/4003, 720 ILCS 5/17