Amends the Illinois Insurance Code. Provides that any group or individual policy of accident or health insurance or a managed care plan that is amended, delivered, issued, or renewed after January 1, 2027 shall provide coverage for laser hair removal if the procedure is prescribed medical treatment in accordance with generally accepted standards of medical care. Provides that the coverage shall apply to individuals with conditions including, but not limited to, body dysmorphia, hidradentis suppreativa, polycystic ovary syndrome, or other similar skin conditions. Amends the State Employees Group Insurance Act of 1971, the Counties Code, the Illinois Municipal Code, the School Code, the Health Maintenance Organization Act, the Limited Health Service Organization Act, the Voluntary Health Services Plans Act, and the Illinois Public Aid code to require coverage under those provisions.
House Floor Amendment No. 1: Replaces everything after the enacting clause with the provisions of the introduced bill with the following changes. Provides that any group or individual policy of accident or health insurance or a managed care plan that is amended, delivered, issued, or renewed after January 1, 2027 shall provide coverage for medically necessary laser hair removal (rather than for laser hair removal) if the procedure is a prescribed medical treatment in accordance with generally accepted standards of medical care. Removes a provision concerning applicability of the coverage to individuals with specified conditions.

Statutes affected:
Introduced: 5 ILCS 375/6, 55 ILCS 5/5, 65 ILCS 5/10, 105 ILCS 5/10, 215 ILCS 5/356, 215 ILCS 125/5, 215 ILCS 130/4003, 215 ILCS 165/10, 305 ILCS 5/5
Engrossed: 5 ILCS 375/6, 55 ILCS 5/5, 65 ILCS 5/10, 105 ILCS 5/10, 215 ILCS 5/356, 215 ILCS 125/5, 215 ILCS 130/4003, 215 ILCS 165/10, 305 ILCS 5/5