Amends the Illinois Insurance Code. Provides that no provision of the Illinois Insurance Code, or any other law, prohibits assignability rights to an insured under any policy of dental insurance (in addition to accident and health insurance). Provides that if an enrollee or insured of an insurer, health maintenance organization, managed care plan, health care plan, preferred provider organization, dental service plan corporation, dental insurer, or third party administrator assigns a claim to a health care professional, or health care facility, a dental care provider, or a dental care facility, then payment shall be made directly to the health care professional, or health care facility, dental care provider, or dental care facility, including any required interest. Effective immediately.
House Floor Amendment No. 2: Replaces everything after the enacting clause with the provisions of the introduced bill with the following changes. In provisions concerning the assignability of any policy of dental insurance or accident and health insurance, removes "dental insurance and" from the heading. Incorporates assignability requirements for any policy of dental insurance or accident and health insurance into the Dental Service Plan Act, the Health Maintenance Organization Act, the Limited Health Service Organization Act, and the Voluntary Health Services Plan Act. Effective January 1, 2026.

Statutes affected:
Introduced: 215 ILCS 5/370
Engrossed: 215 ILCS 5/370, 215 ILCS 110/38, 215 ILCS 125/5, 215 ILCS 130/4003, 215 ILCS 165/10