This bill amends Sections 49-117 and 49-1229 of the Idaho Code to revise the required amounts of motor vehicle insurance related to property damage. Specifically, it increases the minimum coverage for property damage from fifteen thousand dollars ($15,000) to twenty-five thousand dollars ($25,000). Additionally, the bill stipulates that motor vehicle owners must provide insurance against liability for bodily injury or death, with the amounts specified in Section 49-117, and allows for the option to post an indemnity bond in lieu of obtaining a liability insurance policy. The bill also establishes penalties for violations of these insurance requirements, with a first-time infraction punishable by a fine of seventy-five dollars ($75.00) and subsequent violations classified as misdemeanors, carrying fines up to one thousand dollars ($1,000) or imprisonment for up to six months. An emergency clause is included, declaring that the act will take effect on July 1, 2026.

Statutes affected:
Bill Text: 49-117, 49-1229