This bill establishes new regulations regarding motor vehicle glass repair, replacement, and associated insurance practices in Iowa. It introduces definitions for terms such as "advanced driver assistance system," "motor vehicle glass," and "motor vehicle glass repair shop." The bill prohibits insured persons from assigning their rights or benefits under an insurance policy to others and mandates that motor vehicle glass repair shops notify insured individuals about the presence of advanced driver assistance systems in their vehicles. Additionally, it requires shops to provide estimates and invoices, including information on the calibration of these systems after repairs.
The legislation also outlines prohibited practices for motor vehicle glass repair shops, such as offering incentives for directing claims, charging unreasonable fees, and misrepresenting information to insured persons or insurers. It affirms the right of insured individuals to choose their repair shop without being compelled to use a specific one. Violations of the bill's provisions are classified as unfair trade practices, subjecting offenders to civil penalties and potential license suspension or revocation. The bill applies to insurance policies issued or renewed after its effective date.
Statutes affected: Introduced: 522B.1