This bill establishes new regulations regarding motor vehicle glass repair, replacement, and associated insurance practices in Iowa. It introduces definitions for terms such as "advanced driver assistance system," "motor vehicle glass," and "motor vehicle glass repair shop." The bill prohibits insured individuals from assigning their rights or benefits under an insurance policy to others and mandates that repair shops inform insured persons about the need for calibration of advanced driver assistance systems when repairing or replacing glass. Additionally, it requires shops to provide good faith estimates of costs and to issue itemized invoices after services are rendered.
The legislation also outlines prohibited practices for motor vehicle glass repair shops, including offering incentives for directing claims, charging unreasonable fees, and submitting false documentation. It affirms the right of insured individuals to choose their repair shop without being compelled to use a specific one. Violations of the bill can result in penalties, including civil fines and potential suspension or revocation of business licenses. The bill applies to insurance policies issued or renewed after its effective date, aiming to enhance consumer protection and ensure fair practices in the motor vehicle glass repair industry.
Statutes affected: Introduced: 522B.1