This bill mandates that health benefit plans provide coverage for assertive community treatment services for dependents who receive such services from providers enrolled in the medical assistance program under chapter 249A. The bill defines key terms such as "covered person" and "dependent," and outlines the types of third-party payment provider contracts that must comply with this requirement, effective from January 1, 2026.

Additionally, the bill specifies certain types of insurance that are exempt from this coverage requirement, including accident-only, specified disease, and dental insurance, among others. The commissioner of insurance is granted the authority to adopt rules for the administration of this section, ensuring that the implementation aligns with existing regulations.