This bill establishes provisions for the continuation of health insurance coverage for the surviving spouse and children of eligible employees of the state of Iowa who die as a result of a traumatic personal injury incurred while performing their work duties. An eligible employee is defined as one who was participating in a state health or medical group insurance plan at the time of their death, and whose death is determined by the department of administrative services to be directly related to a work-related injury. The bill outlines specific circumstances under which an employee's death would not qualify for this coverage, such as if the death resulted from intentional misconduct or voluntary intoxication.
The governing body of the state is required to allow the continuation of existing health insurance or reenrollment in previous coverage for the surviving spouse and children of eligible employees. While the state is not mandated to cover the costs of this insurance, it may choose to do so, in which case the employing entity of the eligible employee would bear the costs. If the state does not cover the costs, the surviving spouse and children may opt to continue their coverage by paying the remaining costs themselves. Additionally, the bill specifies that continuation of coverage is not required if the spouse or child contributed to the employee's death or if they become ineligible for coverage for reasons unrelated to the employee's death.