This bill amends Section 514C.4A of the Iowa Code to establish new cost-sharing requirements specifically for supplemental and diagnostic breast examinations. It defines "cost-sharing" as any out-of-pocket expenses imposed by health insurance policies, including copayments and deductibles. Importantly, the bill stipulates that no cost-sharing shall be imposed for coverage required under this section, ensuring that individuals can access necessary breast examinations without financial barriers.

Additionally, the bill addresses high-deductible health plans (HDHPs) by stating that the prohibition on cost-sharing will only apply after the covered person meets their minimum deductible, except for preventive care services as defined by the Internal Revenue Code. This legislation will take effect for all relevant contracts, policies, or plans that are delivered, issued, continued, or renewed in Iowa on or after January 1, 2026.

Statutes affected:
Introduced: 514C.4A