This bill establishes regulations for delivery network companies (DNCs) and their drivers in Iowa, defining the roles and responsibilities of both parties. A DNC is defined as an entity that connects customers with drivers through a digital network for the purpose of providing delivery services. The bill clarifies that DNCs do not control or manage drivers or their personal vehicles unless specified in a written contract. It introduces new definitions related to delivery services, including "delivery available period" and "delivery service period," and mandates that drivers maintain financial liability coverage during these periods, with specific minimum coverage amounts outlined.

Additionally, the bill requires DNCs to disclose the types and limits of insurance coverage provided to drivers and informs drivers that their personal insurance may not cover them during delivery periods. It allows insurers to exclude coverage for injuries or losses occurring while drivers are logged onto a DNC's network or providing delivery services, and it specifies that insurers have no duty to defend claims that fall under this exclusion. The bill does not impose penalties for DNCs that violate its provisions, and it takes effect on July 1, 2026.

Statutes affected:
Introduced: 321.518, 325A.1, 321Q.1