STAND. CON. REP. NO. ((4’~~_24
Honolulu, Hawaii
MAR27 , 2024
RE: H.C.R. No. 173
Honorable Scott K. Saiki
Speaker, House of Representatives
Thirty-Second State Legislature
Regular Session of 2024
State of Hawaii
Sir:
Your Committee on Consumer Protection & Commerce, to which
was referred H.C.R. No. 173 entitled:
“HOUSE CONCURRENT RESOLUTION REQUESTING THE INSURANCE
COMMISSIONER TO CONVENE A WORKING GROUP TO ASSESS THE
FEASIBILITY AND IMPACT OF REQUIRING COVERAGE FOR COMMERCIAL
PROPERTIES AND STRUCTURES, INCLUDING GREENHOUSES AND SHADE
HOUSES, UNDER THE HAWAII PROPERTY INSURANCE ASSOCIATION’S
PLAN OF OPERATION,”
begs leave to report as follows:
The purpose of this measure is to request the Insurance
Commissioner to convene a working group to assess the feasibility
and impact of requiring coverage for commercial properties and
structures, including greenhouses and shade houses, under the
Hawaii Property Insurance Association’s plan of operation.
Your Committee received comments from the Department of
Commerce and Consumer Affairs.
Your Committee notes that this resolution is a work and
progress and that under current law, the Hawaii Property Insurance
Association is statutorily authorized to cover commercial risks up
to the limits of coverage for residential risks as set forth in
the plan of operation. During the public hearing, an issue was
raised regarding clarifying or expanding the scope of this
measure, including the types of commercial properties that may be
HCR173 HSCR CPC
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 STAND. COM. REP. NO.1(11% —24
Page 2
considered under the Association’s plan of operation. Your
Committee notes that this measure is a work in progress and
supports continued discussion as this measure moves forward.
As affirmed by the record of votes of the members of your
Committee on Consumer Protection & Commerce that is attached to
this report, your Committee concurs with the intent and purpose of
H.C.R. No. 173 and recommends that it be referred to your
Committee on Finance.
Respectfully submitted on
behalf of the members of the
Committee on Consumer
Protection & Commerce,
~KAIMA,Chair
HCR173 J-{SCR CPC
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 State of Hawaii
House of Representatives j C~3J..’Z~A/
The Thirty-second Legislature
Record of Votes of the Committee on Consumer Protection & Commerce
BilllResolution No.: Committee Referral: Date: / I
~-4c~1RI~R-3 C1’C~ FIN
D The committee is reconsidering its previous decision on the measure.
The recommendation is to: Pass, unamended (as is) 0 Pass, with amendments (HD) C Hold
0 Pass short form bill with HD to recommit for future public hearing (recommit)
CPC Members Ayes Ayes (WR) Nays Excused
1. NAKASIIIMA, Mark M. (C)
2. SAYAMA, Jackson D. (VC)
3. AMATO, Terez 7
4. BELATTI, Della Au
5. HASHEM, Mark J.
6. HUSSEY-BURDICK, Natalia 7’
7. GATES, Cedric Asuega
8. LOWEN, Nicole E.
9. ONISHI, Richard H.K.
10. TAM, Adrian K.
11. PIERICK, Elijah
TOTAL (11)
The recommendation is: Adopted IJ Not Adopted
If joint referral, did not support recommendation.
committee acronym(s)
Vice Chair’s or designee’s signature: ~ ~
Distribution: Original (White) — Committee Duplicate (Yellow) — Chief Clerk’s Office Duplicate (Pink) — HMSO