STAND, COM. REP. NO.
Honolulu, Hawaii
APR fl 2 2fl24
RE: S.R. No. 27
S. D. 1
Honorable Ronald D. Kouchi
President of the Senate
Thirty-Second State Legislature
Regular Session of 2024
State of Hawaii
Sir:
Your Committees on Public Safety and Intergovernmental and
Military Affairs and Commerce and Consumer Protection, to which
was referred S.R. No. 27 entitled:
"SENATE RESOLUTION URGING THE MEMBERS OF HAWAII'S
CONGRESSIONAL DELEGATION TO INTRODUCE LEGISLATION TO EXPAND
THE NATIONAL FLOOD INSURANCE PROGRAM TO INCLUDE LAVA
INSURANCE,"
beg leave to report as follows:
The purpose and intent of this measure is to urge the members
of Hawaii's congressional delegation to introduce legislation to
expand the National Flood Insurance Program to include lava
insurance.
Your Committees received testimony in support of this measure
from four individuals.
Your Committees find that as a public insurance program, the
goals of the National Flood Insurance Program encompass social
goals, which differ from private sector insurance companies,
including providing flood insurance in flood-prone areas to
property owners who otherwise would not be able to obtain it and
reducing the amount of federal expenditures for disaster
assistance after floods. Your Committees further find that the
residents of Hawaii face insurance coverage challenges from both
earthguakes and lava flows similar to challenges faced by people
2024-2315 SR SSCR SMA.docx
 STAND. COM. REP. NO.
Page 2
who have property in flood-prone areas. Your Committees conclude
that expanding the National Flood Insurance Program to include
coverage for lava and earthquake insurance could help address the
current property insurance crisis in certain areas in the State
and help minimize the economic and social hardships faced by many
residents affected by damage caused by earthquakes and lava flows.
Your Committees have amended this measure by:
(1) Inserting language to urge Hawaii's congressional
delegation to expand the National Flood Insurance
Program to include earthquake insurance;
(2) Updating legislative findings; and
(3) TXmending its title in accordance with its amended
purpose.
As affirmed by the records of votes of the members of your
Committees on Public Safety and Intergovernmental and Military
Affairs and Commerce and Consumer Protection that are attached to
this report, your Committees concur with the intent and purpose of
S.R. No. 27, as amended herein, and recommend its adoption in the
form attached hereto as S.R. No. 27, S.D. 1.
Respectfully submitted on
behalf of the members of the
Committees on Public Safety and
Intergovernmental and Military
Affairs and Commerce and
JARRETT KEOHOKALOLE, Chair
2024-2315 SR SSCR SMA.docx
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 The Senate
Thirty-Second Legislature
State of Hawaii
Record of Votes
Committee on Public Safety and Intergovernmental and Military Affairs
PSM
Bill / Resolution No.:* Committee,Referral; Date:
__ \ ' ’ ' \
__ The Committee is reconsidering its previous decision on this measure.
If so, then the previous decision was to: _______________________________
The Recommendation is:
__ Pass, unamended [j^^Pass, with amendments __ Hold __ Recommit
2312 2311_______________ 2310________ 2313
Members Aye X Aye (WR) Nay Excused
WAKAI. Glenn (C)
ELEFANTE, Brandon J.C. (VC)
FUKUNAGA. Carol
RHOADS. Karl
AWA. Brenton
TOTAL t j/z J
Recommendation: | /
l_\|*C^dopted __ Not Adopted
Chair’s or Designee’s Signatur^<~^^^’^—
Distribution: Original I Pink Goldenrod
File with Committee ReporK GJ^lki/Office Drafting Agency Committee File Copy
*Only one measure per Record of Votes
Revised: 01/09/24
 The Senate
Thirty-Second Legislature
State of Hawai‘i
Record of Votes
Committee on Commerce and Consumer Protection
CPN
Bill / Resolution No.:* Committee Referral: Date:
3/22VZ^
__ The Committee is reconsidering its previous decision on this measure.
If so, then the previous decision was to:___________________________________
The Recommendation is:
__ Pass, unamended [_»/ Pass, with amendments __ Hold __ Recommit
2312 2311 2310 2313
Members Aye Aye (WR) Nay Excused
KEOHOKALOLE, Jarrett (C)
FUKUNAGA. Carol (VC)
MCKELVEY, Angus L.K.
RICHARDS. III. Herbert M. “Tim”
AWA. Brenton
TOTAL 5
Recommendation: __
Adopted __ Not Adopted
Chair’s or Designee’s Signature:
Distribution: Original Yellow Pink Goldenrod
File with Committee Report Clerk's Office Drafting Agency Committee File Copy
*Only one measure per Record of Votes
Revised: 12/27/23