The bill amends the My Safe Florida Home Program by introducing new definitions, requirements, and procedures aimed at enhancing hurricane mitigation efforts for residential properties. A new definition for "class A opening protection" is established, which includes specific criteria for glazed openings and solid entry doors. The bill also outlines additional requirements for homeowners to qualify for hurricane mitigation inspections and grants, including stipulations on the use of funds and the necessity for inspections to be conducted by licensed professionals. Notably, the bill revises the eligibility criteria for grants, ensuring that funds are allocated effectively to improve hurricane resistance in homes.

Furthermore, the bill mandates the Department of Financial Services to maintain a website with relevant information and to develop performance standards and audit protocols for inspectors. It requires annual reporting on the program's activities, detailing the use of state funds, the number of inspections and grants, and the resulting insurance premium discounts for homeowners. The bill emphasizes accountability and transparency in the program's operations, aiming to ensure that the funds are utilized efficiently to enhance the safety and resilience of Florida homes against hurricane damage. The act is set to take effect on July 1, 2026.