This bill establishes new requirements for health insurance policies in Florida regarding coverage for cancer-related imaging and genetic testing. It creates three new sections in the Florida Statutes (ss. 627.64192, 627.66912, and 641.31078) that mandate individual health policies, group and franchise policies, and health maintenance contracts to provide coverage for evidence-based cancer imaging and genetic testing for hereditary cancer risk. The bill specifies that this coverage must be provided without any cost-sharing requirements, meaning that insured individuals will not have to pay deductibles, coinsurance, or copayments for these services.

The bill defines key terms such as "cost-sharing requirement," "evidence-based cancer imaging," and "genetic testing for hereditary cancer risk," ensuring clarity in the coverage requirements. It emphasizes that the coverage must be based on recommendations from healthcare professionals and adhere to the National Comprehensive Cancer Network clinical practice guidelines. The act is set to take effect on July 1, 2026.