The bill amends the My Safe Florida Home Program by introducing new definitions, requirements, and processes aimed at enhancing hurricane mitigation efforts for residential properties. A new definition for "class A opening protection" is established, which specifies the standards for glazed openings and doors to ensure they are adequately protected against hurricane damage. The bill also outlines additional requirements for homeowners to qualify for inspections and grants, including the necessity for homes to have certain mitigation features and the stipulation that grants must be used for specific improvements that enhance resistance to hurricane damage.

Furthermore, the bill mandates the Department of Financial Services to maintain an online dashboard for transparency regarding the program's funding and effectiveness. It requires the department to produce an annual report detailing the program's activities, including the number of inspections and grants processed, as well as the estimated insurance premium discounts resulting from the mitigation efforts. The bill also emphasizes the establishment of performance standards and audit protocols for inspectors to ensure compliance and accuracy in the program's implementation. The effective date for these changes is set for July 1, 2026.