The proposed bill establishes a new section, 624.341, in the Florida Statutes, which outlines the authority of the Department of Law Enforcement to accept and process fingerprints from individuals involved in the insurance industry, including incorporators, officers, and employees of insurers. The bill emphasizes the importance of ensuring that these individuals do not have a criminal background, as their conduct directly impacts the safety and trust of Florida residents in insurance practices. It mandates that the Department of Law Enforcement conduct both state and federal criminal history background checks, with the costs of fingerprint processing to be borne by the individuals submitting their fingerprints.

Additionally, the bill allows for the exchange of criminal history records between the Department of Law Enforcement and the Office of Insurance Regulation for the purpose of issuing or renewing licenses to operate in the state. It specifies that fingerprints must be submitted according to established rules and can be processed through authorized third-party vendors. The Office of Insurance Regulation is tasked with reviewing the results of the background checks to determine eligibility for certification or licensing. The act is set to take effect on July 1, 2026.