The bill amends the My Safe Florida Home Program by introducing new requirements for the Department of Financial Services regarding applicant notifications and application processes. Specifically, it mandates that the department must notify applicants if their application is deemed abandoned due to non-compliance with grant conditions. If an applicant responds within five business days and demonstrates good cause for their failure to comply, they are allowed to submit a subsequent application. Additionally, the bill requires the department to notify applicants if their application is deemed withdrawn due to a lack of response to requests for additional information. If the applicant responds within the specified timeframe and corrects any errors or omissions, their application will not be considered withdrawn.

These changes aim to enhance communication between the department and applicants, ensuring that homeowners have the opportunity to rectify issues with their applications and continue to seek funding for hurricane mitigation projects. The bill emphasizes the importance of timely responses and provides a structured process for applicants to follow, ultimately supporting the program's goal of improving hurricane damage resistance in residential properties. The act is set to take effect on July 1, 2026.