This bill amends Florida Statutes to clarify the jurisdiction of state courts over health insurance and related providers, particularly in the context of emergency services. It specifies that health insurance, health maintenance organization coverage, health plan coverage, and travel insurance providers are subject to the jurisdiction of Florida courts if they provide coverage to employees or insured patients receiving emergency services from licensed health care providers in the state. The bill defines "emergency services" and "health care provider," and prohibits health care providers from collecting any sums owed by insurers for emergency services rendered, thereby protecting patients from unexpected financial burdens.

Additionally, the bill creates two new sections, 627.4423 and 641.1853, which establish the right for nonparticipating health care providers to pursue legal action for quantum meruit to recover the reasonable value of emergency services provided to patients. This right applies regardless of whether the insurer or health maintenance organization is licensed in Florida. The bill emphasizes that these remedies are cumulative and not exclusive, ensuring that nonparticipating providers have avenues to seek compensation for their services. The act is set to take effect on July 1, 2026.

Statutes affected:
S 1086 Filed: 48.193