This bill amends Florida Statutes to expand the scope of limited agent licenses by renaming "portable electronics insurance" to "portable electronics or eyewear insurance," thereby including eyewear in the insurance coverage and licensing framework. The bill defines "eyewear" to encompass smart glasses and nonelectronic eyewear, such as prescription and nonprescription glasses and sunglasses. It also revises the definition of "portable electronics" to clarify the types of equipment covered and removes the obsolete definition of "portable electronics transaction." Additionally, the bill makes conforming amendments to various sections of the law to align with these changes.

The legislation allows licensed agents to sell or offer coverage for both portable electronics and eyewear without requiring them to sell both types of coverage. It outlines the conditions under which employees or authorized representatives of licensed vendors can sell this insurance without needing a separate insurance agent license. The bill also mandates that brochures or written materials related to the insurance must provide essential information to customers, including potential duplications of existing coverage and the terms for cancellation. The act is set to take effect on July 1, 2026.

Statutes affected:
H 645 Filed: 626.221, 626.732, 626.8685
H 645 c1: 626.221, 626.732, 626.8685