The bill amends Florida Statutes to expand the scope of limited agent licenses by renaming "portable electronics insurance" to "portable electronics and eyewear insurance," thereby including eyewear in the insurance coverages and licenses. It introduces a definition for "eyewear," which encompasses smart glasses and nonelectronic eyewear, including prescription and nonprescription glasses and sunglasses. Additionally, the bill removes the obsolete definition of "portable electronics transaction" and makes conforming amendments to various sections of the law to reflect these changes.

The bill outlines the conditions under which employees or authorized representatives of licensed agents can sell portable electronics and eyewear insurance without needing a separate insurance agent license. It also specifies requirements for brochures and written materials related to the insurance, including disclosures about potential duplicative coverage and the cancellation process. Furthermore, it clarifies that a licensed general lines agent does not need a separate license to sell this insurance at already licensed locations, and it establishes provisions for billing and collecting premiums. The act is set to take effect on July 1, 2026.

Statutes affected:
H 645 Filed: 626.221, 626.732, 626.8685