The proposed Healthy Florida Act aims to create a comprehensive health care plan for all Florida residents, regardless of immigration status, through the establishment of the Florida Health Plan. This plan will provide access to a wide range of health services, including dental, vision, mental health, and long-term care, while eliminating premiums, copayments, and deductibles to enhance affordability. The Florida Health Board will oversee the plan, negotiating financial arrangements, setting reimbursement rates, and managing enrollment processes to ensure that health care providers cannot bill patients for covered services. The bill also introduces new health care services, emphasizes preventive care, and allows for the expansion of benefits as funding permits.

Additionally, the bill establishes a structured framework for health care administration, including the creation of health planning regions and the Office of Health Quality and Planning to assess the adequacy of the Florida Health Plan. It mandates the formation of regional planning boards to recommend health standards and collaborate with local agencies. The legislation also introduces an Ombudsman Office for Patient Advocacy and an Auditor to investigate fraud within the plan, while outlining ethical standards and conflict of interest regulations for board members and employees. The Florida Health Plan is required to become operational within two years after July 1, 2026, at which point certain health insurance policies will be prohibited from being sold in the state.