The proposed bill establishes the "Construction Disruption Assistance Act" as part XIII of chapter 288 of the Florida Statutes, creating sections 288.9991 through 288.9998. The Act aims to provide financial relief and support to small businesses adversely affected by state and local government construction projects that obstruct access to their premises. It includes the creation of the Construction Impact Relief Revolving Loan Program, which will offer low-interest loans of up to $100,000 to eligible small businesses facing demonstrable losses due to construction disruptions. The Department of Commerce is tasked with administering the program, developing a public awareness campaign, and maintaining accessible information about the program on its website.

Additionally, the bill outlines the requirements for applicants, including the need to document revenue loss and agree to consultation with the Florida Small Business Development Center Network. It also specifies that the department and its representatives are not liable for any civil actions related to the program's administration, and that decisions made regarding loan applications are considered final agency actions, not subject to judicial review. The department is required to submit an annual report summarizing the program's performance to the Governor and legislative leaders. The Act is set to take effect on July 1, 2026.