The proposed bill establishes the Construction Disruption Assistance Act, which creates a new part within Chapter 288 of the Florida Statutes, specifically sections 288.9991 to 288.9998. The Act aims to provide financial relief and support to small businesses adversely affected by state and local government construction projects that obstruct access to their premises. It includes the establishment of the Construction Impact Relief Revolving Loan Program, which will offer low-interest loans of up to $100,000 to eligible small businesses facing demonstrable losses due to construction disruptions. The Department of Commerce is tasked with administering the program, developing a public awareness campaign, and maintaining accessible information about the program on its website.

Additionally, the bill outlines specific requirements for applicants, including the need to document revenue loss and agree to consultation with the Florida Small Business Development Center Network. It also includes provisions that limit the department's liability regarding the program's administration and establishes that decisions made under the program are considered final agency actions, not subject to judicial review. The department is required to submit an annual report summarizing the program's performance to the Governor and legislative leaders. The Act is set to take effect on July 1, 2026.