The proposed bill establishes the Construction Disruption Assistance Act, which creates a new part within Chapter 288 of the Florida Statutes, specifically sections 288.9991 to 288.9998. The Act aims to provide financial relief and support to small businesses adversely affected by state and local government construction projects that obstruct access to their premises. It includes provisions for a Construction Impact Relief Revolving Loan Program, which will offer low-interest loans of up to $100,000 to eligible small businesses facing demonstrable losses due to construction disruptions. The Department of Commerce is tasked with administering the program, developing a public awareness campaign, and maintaining accessible information about the program on its website.

Additionally, the bill outlines the requirements for applicants, including the necessity to document financial losses and agree to consultation with the Florida Small Business Development Center Network. It also specifies that the department and its representatives are not liable for any civil actions related to the program's administration, and that eligibility determinations and loan decisions are final and not subject to judicial review. An annual report summarizing the program's performance must be submitted to the Governor and legislative leaders by November 1 each year. The Act is set to take effect on July 1, 2026.