House Bill 141 amends the Florida Health Choices Program, renaming it the "Florida Employee Health Choices Program" and introducing several enhancements to improve its functionality and accessibility for both employers and employees. Key changes include the introduction of individual coverage health reimbursement arrangements, allowing employers to contribute directly to employees' health care costs, thereby enabling them to choose their own health plans. The bill also revises definitions, purposes, and components of the program to foster a competitive marketplace for health insurance tailored to individual needs. Additionally, it deletes certain pricing transparency requirements and the option for risk pooling, while removing exemptions from specific Florida Insurance Code requirements.
The bill establishes a new governing entity, Florida Employee Health Choices, Inc., which will oversee the program's administration and be governed by an eight-member board appointed by state officials. This corporation will develop policies for program operation, including enrollment and consumer education, and will have the authority to accept funds and contributions. The bill also updates reporting requirements, mandating annual reports to state leaders starting in the 2027-2028 fiscal year, and introduces public record exemptions to protect personal identifying information of enrollees. Furthermore, it allows Medicaid recipients with access to employer-sponsored health care to opt out of managed care plans and use Medicaid financial assistance for their costs, aiming to enhance the operational integrity of health care programs while safeguarding sensitive information.
Statutes affected: H 141 Filed: 408.910, 409.821, 409.9122, 409.977