This bill aims to enhance continuity of care in health insurance contracts by amending several sections of Florida Statutes. It mandates that contracts between health insurers and contracted health care practitioners must include a joint written notice to affected policyholders at least 60 days prior to the cancellation or termination of the contract. The notice must clearly outline the policyholders' rights regarding continuation of care, applicable timelines for transition, and contact information for inquiries. Additionally, the Financial Services Commission is authorized to adopt rules and impose administrative penalties for non-compliance, with fines of up to $5,000 for violations.

Furthermore, the bill stipulates that when a contract is terminated, both the insurer and the health care practitioner must allow policyholders to continue their coverage and care for a specified period, not exceeding six months, or until they select a new practitioner. This provision also applies to subscribers who have initiated prenatal care, allowing them to continue until postpartum care is completed. The bill also includes amendments to health maintenance organization contracts, requiring similar notice and compliance measures. The act is set to take effect on July 1, 2026.

Statutes affected:
S 114 Filed: 641.315, 641.51