This bill amends various sections of Florida Statutes to address attorney fees in insurance matters, particularly in claims for declaratory relief. It requires courts to award reasonable attorney fees to named insureds, omnibus insureds, or third-party beneficiaries when a declaratory judgment is rendered in their favor or when the insurer voluntarily dismisses the claim. The bill also introduces new provisions that mandate the trial and appellate courts to award reasonable attorney fees in certain civil actions involving insurance claims, ensuring that these fees are included in the judgment or decree. Additionally, it specifies that certain provisions apply to various types of insurance, including international health insurance policies and self-insurance funds.

Key changes include the deletion of a provision regarding total coverage denial by insurers and the introduction of new sections that clarify the applicability of attorney fees in disputes over uninsured motorist coverage and other insurance matters. The bill also revises existing statutes to ensure that attorney fees are awarded consistently across different types of insurance claims, while also specifying that certain sections do not apply to actions arising under residential or commercial property insurance policies. Overall, the bill aims to enhance the rights of insured parties in legal disputes with insurers by ensuring they can recover reasonable attorney fees.

Statutes affected:
S 426 Filed: 86.121, 624.123, 624.488, 627.062, 627.736, 628.6016, 632.638