This bill amends section 627.711 of the Florida Statutes to provide an exemption from public records requirements for certain data entered into the uniform mitigation verification inspection form database. Specifically, it establishes that electronic submissions and associated data, including policyholders' identities, contact information, insurance company details, and policy numbers, will be confidential and exempt from public disclosure under s. 119.07(1) and s. 24(a), Article I of the State Constitution. The bill also includes a provision for future legislative review and potential repeal of this exemption, set to expire on October 2, 2030, unless reenacted by the Legislature.
The Legislature articulates a public necessity for this exemption, citing concerns over privacy and security due to the sensitive nature of the personal identifying information contained in these forms. The bill emphasizes that disclosing such information could undermine policyholders' privacy and potentially expose trade secrets claimed by insurers. By establishing a statewide database managed by the Office of Insurance Regulation, the bill aims to protect this information from malicious exploitation while ensuring the effective administration of the database. The act will take effect concurrently with SB 1656 or similar legislation, provided that such legislation is adopted in the same session or an extension thereof.