This bill amends section 627.711 of the Florida Statutes to provide an exemption from public records requirements for certain data entered into the uniform mitigation verification inspection form database. Specifically, it establishes that electronic submissions and associated data, including policyholders' identities, contact information, insurance company details, and policy numbers, will be confidential and exempt from public disclosure under s. 119.07(1) and s. 24(a), Article I of the State Constitution. The bill also includes a provision for future legislative review and potential repeal of this exemption, stating that it will be subject to the Open Government Sunset Review Act and will automatically expire on October 2, 2030, unless reenacted by the Legislature.
The bill articulates a public necessity for this exemption, citing concerns about privacy and security related to the disclosure of personal identifying information. It emphasizes that the release of such information could undermine the privacy of policyholders and potentially expose trade secrets claimed by insurers. The establishment of a statewide database operated by the Office of Insurance Regulation is intended to centralize this information, but the bill argues that public access to personal data could hinder the effective administration of the database and increase risks associated with identity theft and other malicious activities. The act will take effect concurrently with SB 1656 or similar legislation, provided that such legislation is adopted in the same session.