The bill amends section 627.711 of the Florida Statutes to authorize the Financial Services Commission to incorporate flood mitigation criteria into the existing uniform mitigation verification inspection form, which is currently used by insurers to determine discounts for wind insurance. The amendment specifies that, in addition to wind mitigation, the commission may include flood mitigation criteria in the form. The commission is also tasked with developing the form through rules and seeking input from relevant stakeholders in the insurance, construction, and building code sectors.

The bill maintains the requirement for insurers to accept uniform mitigation verification forms signed by qualified inspectors, including licensed home inspectors, building code inspectors, contractors, engineers, and architects. The effective date for this act is set for July 1, 2025.

Statutes affected:
S 1596 Filed: 627.711