The bill aims to enhance coverage for colorectal cancer screening and diagnosis by amending existing laws and creating new provisions within the Florida Statutes. It revises the colorectal screening requirements for specific plans under the Cover Florida Health Care Access Program and establishes new sections (s. 627.64192, s. 627.6614, and s. 641.31093) that mandate individual health insurance policies, group health insurance policies, and health maintenance contracts to provide coverage for colorectal cancer screening tests, procedures, and examinations. The bill defines "cost sharing" and explicitly prohibits insurers from imposing any cost sharing for these services, ensuring that individuals can access necessary screenings without financial barriers.

Additionally, the bill specifies that coverage must be provided for tests approved by the U.S. Food and Drug Administration or in accordance with guidelines from the American Cancer Society, as deemed appropriate by the attending physician. The provisions will take effect on July 1, 2025, and do not apply to nonrenewable health insurance policies written for less than six months. The amendments and new sections collectively aim to improve access to colorectal cancer screenings, thereby promoting early detection and potentially reducing cancer-related morbidity and mortality.

Statutes affected:
H 1335 Filed: 408.9091