This bill amends sections of Florida Statutes related to health insurance claims, specifically addressing the payment methods between health insurers or health maintenance organizations and physicians. It prohibits contracts from mandating credit card payments as the sole method of payment and requires insurers to notify physicians and obtain their consent before utilizing electronic funds transfers (EFT) for claims payments. The consent must apply to the physician's entire practice and cannot be required on a patient-by-patient basis. Additionally, insurers are prohibited from charging fees for ACH transfers unless the physician has consented to such fees. The bill also establishes that certain claims submitted by physicians cannot be denied under specific conditions.

Furthermore, the bill outlines the effective dates for these provisions, stating that for contracts with dentists, the changes apply to those delivered, issued, or renewed on or after January 1, 2025, while for contracts with physicians, the effective date is January 1, 2026. The bill aims to enhance transparency and fairness in the payment processes for healthcare providers, ensuring that they are not subjected to restrictive payment methods or unjustified claim denials.