This bill amends sections of Florida Statutes related to health insurance claims, specifically focusing on the payment methods between health insurers or health maintenance organizations and physicians. It prohibits contracts from mandating credit card payments as the sole method for payments and requires insurers to notify physicians and obtain their consent before using electronic funds transfers (EFT) for claims payments. The consent must apply to the physician's entire practice and be documented with the physician's signature. Additionally, insurers cannot charge fees for ACH transfers unless the physician has consented to such fees. The bill also establishes that health insurers and health maintenance organizations cannot deny claims submitted by physicians for procedures that were previously authorized unless specific conditions are met.

The bill outlines effective dates for these provisions, stating that for contracts with dentists, the changes apply to contracts delivered, issued, or renewed on or after January 1, 2025, while for contracts with physicians, the changes take effect on January 1, 2026. The legislation aims to enhance transparency and fairness in the payment processes for healthcare providers, ensuring that physicians have more control over how they receive payments for their services.