The bill amends sections 627.6131 and 641.315 of the Florida Statutes to enhance the payment processes for physicians and dentists by health insurers and health maintenance organizations. It prohibits contracts from designating credit card payments as the sole method of payment, allowing for electronic funds transfers instead, provided that consent is obtained from the healthcare provider. The bill also mandates that insurers notify providers of any fees associated with electronic transfers and prohibits charging fees for automated clearinghouse transfers unless consented to by the provider. These provisions will apply to contracts delivered, issued, or renewed on or after January 1, 2025, for dentists and January 1, 2026, for physicians.

Additionally, the bill stipulates that health insurers and health maintenance organizations cannot deny claims submitted by providers for procedures included in prior authorizations unless specific conditions are met, such as reaching benefit limitations or changes in the patient's condition. The bill also removes references to "dental" insurers in certain contexts, broadening the applicability to include all health insurers. The act is set to take effect on July 1, 2025.