House Bill 1069 amends Florida's workers' compensation laws by introducing the concept of "qualified compensation alternative employers" (QCARE employers), allowing these employers to adopt a different compensation structure for their employees. The bill revises the definition of "employee" to exclude those working for QCARE employers and establishes requirements for these employers, including the creation of a written occupational injury benefit plan that provides no-fault benefits. It also outlines the conditions under which employees can pursue negligence claims against QCARE employers, emphasizing the need for employees to prove negligence and allowing QCARE employers to utilize various defenses.

The legislation mandates that QCARE employers provide comprehensive benefits, including medical expense coverage for at least 156 weeks, lost wage compensation of at least 75% of the employee's average weekly wages, and death benefits of no less than $150,000, along with funeral expenses up to $10,000. Additionally, QCARE employers must demonstrate financial responsibility by securing insurance coverage of at least $1 million per occurrence. The bill also addresses the taxation of benefits, stating that payments made by QCARE employers are treated as compensation for personal injury or sickness for tax purposes, and it clarifies reporting requirements for employers regarding wage statements upon termination of benefits. The act is set to take effect on September 1, 2026.

Statutes affected:
H 1069 Filed: 440.03, 440.06, 440.14, 440.385