The bill amends the Florida Health Choices Program, renaming it to the "Florida Employee Health Choices Program" and revising its legislative intent and definitions to enhance access to affordable health insurance for employers and employees. It allows the sale and purchase of individual health insurance plans through individual coverage health reimbursement arrangements, while streamlining the marketplace process and the responsibilities of the overseeing corporation. Key changes include establishing a competitive marketplace for employees to select health plans based on individual needs, introducing a surcharge pricing mechanism for administrative funding, and facilitating purchases through an interactive website or health insurance agents.

Additionally, the bill establishes the Florida Employee Health Choices, Inc., responsible for administering the new health program, which includes provisions for an open enrollment period for initial product selection and the removal of previous mandates regarding enrollment duration. It introduces a secure website for consumer information and enrollment while eliminating previous stipulations on risk pooling and assessment methods. The governance structure of the corporation is defined, with a 15-member board of directors, and it includes public record exemptions for personal identifying information and proprietary business information. The bill also allows Medicaid recipients with access to employer-sponsored health care to opt out of managed care plans and utilize Medicaid financial assistance for their employer coverage, with the act set to take effect on July 1, 2025.

Statutes affected:
H 905 Filed: 408.910, 409.821, 409.9122, 409.977