The bill CS/HB 905 amends the Florida Health Choices Program, renaming it the "Florida Employee Health Choices Program" and revising its legislative intent and definitions to enhance access to affordable health insurance for employers and employees. It facilitates the sale and purchase of individual health insurance plans through individual coverage health reimbursement arrangements while removing various provisions related to health care service providers and vendors. The bill establishes a new corporation, Florida Employee Health Choices, Inc., governed by an eight-member board of directors, which will administer the program and ensure it is self-sustaining by January 1, 2028. Key changes include the introduction of a competitive marketplace for health insurance, a surcharge pricing mechanism for administrative funding, and the removal of outdated provisions regarding health care products and services.

Additionally, the bill updates public records exemptions related to the program, changing the reporting timeline for the program's annual report to begin in the 2026-2027 fiscal year. It clarifies the confidentiality of personal identifying information and proprietary business information held by the corporation, ensuring these records are exempt from public disclosure under specific conditions. The bill also allows Medicaid recipients with access to employer-sponsored health care coverage to opt out of managed care plans and use Medicaid financial assistance for their share of costs, with the assistance not exceeding the Medicaid premium for a managed care plan. The act is set to take effect on July 1, 2025.

Statutes affected:
H 905 Filed: 408.910, 409.821, 409.9122, 409.977
H 905 c1: 408.910, 409.821, 409.9122, 409.977