The bill amends section 627.6131 of the Florida Statutes, which pertains to the payment of insurance claims. It revises the definition of a claim for noninstitutional providers, specifically including psychologists licensed under chapter 490, and clarifies that claims must be submitted to insurers in a specified format. Additionally, the bill establishes a new requirement that all claims for overpayment submitted to licensed providers must be made within 12 months of the health insurer's payment of the claim, replacing the previous 30-month period. Claims for overpayment may still be pursued beyond this timeframe if the provider has been convicted of fraud.

The amendments will take effect on July 1, 2025, and will apply to claims for services provided on or after October 1, 2025. This legislation aims to streamline the claims process for psychologists and ensure timely submission of overpayment claims to enhance accountability within the insurance system.