This bill amends section 409.993 of the Florida Statutes to revise the liability and insurance requirements for community-based care lead agencies and their subcontractors. It establishes new minimum limits for general liability insurance coverage, reducing the per occurrence limit from $1 million to $500,000 and the aggregate limit from $3 million to $1 million. Additionally, the bill limits net economic damages in tort actions against these agencies to $1 million per claim and $200,000 per automobile claim, while noneconomic damages are capped at $400,000 per claim. The bill also specifies that neither the lead agency nor its subcontractors will be liable for claims exceeding a total of $1.5 million arising from the same incident.

Furthermore, the bill introduces a limitation on attorney fees, stating that attorneys may not charge more than 25% of any settlement or judgment. It removes previous provisions that mandated annual increases in conditional limitations on damages, thereby simplifying the liability framework for community-based care agencies. The changes are set to take effect on July 1, 2025.