This bill amends section 409.993 of the Florida Statutes to revise the liability insurance requirements for community-based care lead agencies and their subcontractors. It establishes a minimum general liability insurance coverage of $500,000 per occurrence and $1 million in aggregate, down from the previous limits of $1 million and $3 million, respectively. Additionally, the bill limits net economic damages in tort actions against these agencies to $1 million per liability claim and $200,000 per automobile claim, while noneconomic damages are capped at $400,000 per claim. The bill also introduces a provision stating that neither the lead agency nor its subcontractors are liable for claims exceeding a total of $1.5 million arising from the same incident.

Furthermore, the bill imposes a limitation on attorney fees, capping them at 25% of any settlement or judgment. It removes the previous requirement for annual increases in conditional limitations on damages, which were intended to account for inflation. The effective date for this legislation is set for July 1, 2025.