The proposed bill establishes the Construction Disruption Assistance Act, which aims to provide financial relief and support to small businesses adversely affected by state and local government construction projects. It creates a new part within Chapter 288 of the Florida Statutes, consisting of sections 288.9991 to 288.9998. The Act includes provisions for defining terms, establishing rulemaking authority, and creating the Construction Impact Relief Revolving Loan Program within the Department of Commerce. This program will offer low-interest loans of up to $100,000 to eligible small businesses located in construction zones, along with a public awareness campaign to promote the program and encourage customer support for affected businesses.

Additionally, the bill outlines the application process for financial assistance, requiring applicants to demonstrate financial loss due to construction activities and to accept consultation from the Florida Small Business Development Center Network. It also specifies that the department will not be liable for any damages related to the program's administration, and that eligibility determinations and loan decisions are final and not subject to judicial review. The department is tasked with maintaining and publishing information about the program on its website, ensuring accessibility for all potential applicants, including those with disabilities. An annual report summarizing the program's performance will be submitted to the Governor and the Legislature. The Act is set to take effect on July 1, 2025.