The proposed bill establishes the Construction Disruption Assistance Act, which aims to provide financial relief and support to small businesses adversely affected by state and local government construction projects. It creates a new section within Florida Statutes, specifically part XIII of chapter 288, and outlines the establishment of the Construction Impact Relief Revolving Loan Program. This program will offer low-interest loans of up to $100,000 to eligible small businesses located within construction zones, which are defined as areas where construction activities obstruct access to these businesses. The Department of Commerce is tasked with administering the program, developing a public awareness campaign, and maintaining accessible information about the program on its website.

Additionally, the bill includes provisions that require applicants to demonstrate financial loss due to construction activities and agree to consult with the Florida Small Business Development Center Network. It also specifies that the department and its representatives are not liable for any civil actions related to the program's administration, and that decisions made regarding loan applications are considered final and not subject to judicial review. An annual report summarizing the program's performance will be submitted to the Governor and legislative leaders, ensuring transparency and accountability. The act is set to take effect on July 1, 2025.