The proposed bill establishes the Construction Disruption Assistance Act, which aims to provide financial relief and support to small businesses adversely affected by state and local government construction projects. It creates a new section within Florida Statutes, specifically part XIII of chapter 288, and outlines the establishment of the Construction Impact Relief Revolving Loan Program. This program will offer low-interest loans of up to $100,000 to eligible small businesses located within construction zones, which are defined as areas where construction activities obstruct access to these businesses. The Department of Commerce is tasked with administering the program, developing a public awareness campaign, and maintaining accessible information about the program on its website.

Additionally, the bill includes provisions that protect the department and its officials from liability related to the program's administration, clarifying that submitting an application does not guarantee funding. It mandates that applicants provide documentation of financial loss due to construction disruptions and agree to consult with the Florida Small Business Development Center Network. The department is also required to submit an annual report detailing the program's performance to the Governor and legislative leaders. The act is set to take effect on July 1, 2025.