The proposed bill establishes the "Construction Disruption Assistance Act" as part XIII of chapter 288 of the Florida Statutes. It aims to provide financial relief and support to small businesses adversely affected by state and local government construction projects that obstruct access to their establishments. The bill outlines the creation of the Construction Impact Relief Program within the Department of Commerce, which will offer financial assistance in the form of grants and low-interest loans to eligible small businesses located in construction zones. Additionally, the department is tasked with developing a public awareness campaign to promote the program and encourage community support for impacted businesses.

The bill includes provisions for rulemaking authority, requiring the department to adopt rules by October 1, 2025, to implement the program effectively. It also mandates the establishment of a hotline for small business owners to access information about the program and an annual reporting requirement to summarize the program's performance, including the number of businesses served and funds disbursed. The act is set to take effect on July 1, 2025.