The proposed bill establishes the "Construction Disruption Assistance Act" as part XIII of chapter 288 of the Florida Statutes. It aims to provide financial relief and support to small businesses adversely affected by state and local government construction projects that obstruct access to their establishments. The bill outlines the creation of the Construction Impact Relief Program within the Department of Commerce, which will offer financial assistance in the form of grants and low-interest loans to eligible small businesses located in construction zones. Additionally, the department is tasked with developing a public awareness campaign to promote the program and encourage community support for impacted businesses.

The bill includes provisions for rulemaking authority, the establishment of a hotline for program information, and an annual reporting requirement to assess the program's performance. Key definitions are provided, including what constitutes a "construction zone" and "demonstrable loss." The program is designed to ensure the resilience and viability of small businesses during essential infrastructure improvements, with an effective date set for July 1, 2025.