The proposed bill establishes the "Construction Disruption Assistance Act" as part XIII of chapter 288 of the Florida Statutes, which includes several new sections aimed at providing financial relief to small businesses adversely affected by state and local government construction projects. The act outlines the purpose of the program, which is to mitigate the financial hardships faced by small businesses due to construction disruptions, ensuring their resilience during infrastructure improvements. It defines key terms such as "construction zone," "demonstrable loss," and "eligible small business," and grants rulemaking authority to the Department of Commerce to implement the program.

Under the Construction Impact Relief Program, the Department of Commerce is tasked with providing financial assistance, including grants of up to $25,000 and low-interest loans of up to $100,000 for operational costs. The department is also required to develop a public awareness campaign to support affected businesses and establish a hotline for information dissemination. Additionally, the bill mandates an annual reporting requirement to assess the program's performance, including the number of businesses served and funds disbursed. The act is set to take effect on July 1, 2025.