The bill amends Section 559.72 of the Florida Statutes, which outlines prohibited practices for individuals attempting to collect consumer debt. A significant change is the introduction of a provision that allows email communication outside of the previously restricted hours of 9:00 p.m. to 8:00 a.m., provided that such communication complies with the section's other regulations. This update acknowledges the evolution of communication methods since the original law was enacted and aims to clarify the rules surrounding debt collection practices, particularly in relation to email.

Additionally, the bill reenacts several related statutes to ensure they incorporate the amendments made to Section 559.72. These include provisions regarding enforcement actions against out-of-state debt collectors, consumer complaints, civil remedies, and definitions relevant to debt collection. The bill emphasizes the importance of protecting consumers from harassment and abusive practices while also adapting to modern communication methods. The act is set to take effect upon becoming law.

Statutes affected:
S 232 Filed: 559.72
S 232 c1: 559.72
S 232 c2: 559.72
S 232 er: 559.72