The bill amends Florida Statutes to enhance coverage for diagnostic and supplemental breast examinations under the state group insurance program. It introduces new definitions for "cost-sharing requirement," "diagnostic breast examination," and "supplemental breast examination," which clarify the types of imaging examinations covered and the conditions under which they are provided. Specifically, the bill prohibits the state group insurance program from imposing any cost-sharing requirements on enrollees for these examinations, ensuring that individuals do not face out-of-pocket expenses for necessary breast cancer evaluations.

Additionally, the bill includes provisions that address the applicability of these changes in relation to federal law, particularly concerning health savings accounts. It specifies that the prohibition on cost-sharing applies only to high-deductible health plans after the minimum deductible has been met, while still adhering to federal guidelines for preventive care. The effective date for these changes is set for January 1, 2026.