The Pets in Housing Amendment Act of 2025 aims to alleviate financial burdens associated with pet ownership for District residents, particularly those in multifamily housing. The bill prohibits insurance providers from inquiring about specific dog breeds or increasing homeowners' insurance premiums based on the breed or breed mixture of dogs present on a property. This change is intended to support landlords who lift breed restrictions without the fear of facing higher insurance costs. Additionally, the bill amends the previous Pets in Housing Amendment Act of 2024 to ensure that provisions without fiscal impact, such as limits on pet rents and fees, can be enacted without being subject to appropriations.

Furthermore, the legislation modifies Section 4(a) of the 2024 Act by replacing the phrase "This act shall apply" with "Section 3 of this act shall apply," clarifying the applicability of certain provisions. The bill reflects a commitment to combat breed discrimination based on unfounded stereotypes and aims to improve housing access for pet owners, particularly those from low-income backgrounds and communities of color.