The resolution, titled the Foreclosure Moratorium and Homeowner Assistance Fund Coordination Emergency Declaration Resolution of 2025, addresses the urgent need to extend foreclosure protections for homeowners who applied for assistance from the DC Homeowner Assistance Fund (DC HAF) before September 30, 2022. It specifically targets those whose applications are still under review, pending approval, payment, or appeal. The resolution mandates that homeowners receive notifications about the DC HAF before any foreclosure actions are initiated against them.

The Council of the District of Columbia has previously enacted emergency and temporary measures to protect these homeowners, but the current legislation is set to expire on May 1, 2025. Reports from legal service providers indicate that ongoing payment administration and communication issues have delayed the resolution of some cases, necessitating immediate action to prevent a lapse in protections. The resolution is deemed an emergency measure and is intended to be adopted after a single reading, taking effect immediately to ensure continued support for affected homeowners.