The resolution, titled the Foreclosure Moratorium and Homeowner Assistance Fund Coordination Emergency Declaration Resolution of 2025, addresses the urgent need to extend foreclosure protections for homeowners who applied for the DC Homeowner Assistance Fund (DC HAF) before September 30, 2022, and whose applications are still under review or pending. The Council of the District of Columbia recognizes that previous emergency measures have provided these protections, but the current legislation is set to expire on May 1, 2025. Reports from legal services indicate that ongoing payment administration and communication issues have left some cases unresolved, necessitating immediate action to prevent homeowners from facing foreclosure.

To address this situation, the resolution declares an emergency and mandates that notices continue to be sent to homeowners regarding the DC Homeowner Assistance Fund before any foreclosure actions are initiated. The Council has determined that the circumstances warrant the adoption of this emergency legislation after a single reading, allowing it to take effect immediately to ensure that homeowners remain protected during this critical period.