The resolution, titled the Foreclosure Moratorium and Homeowner Assistance Fund Coordination Emergency Declaration Resolution of 2025, addresses the urgent need to extend foreclosure protections for homeowners who applied for the DC Homeowner Assistance Fund (DC HAF) before September 30, 2022, and whose applications are still pending. The Council of the District of Columbia has previously enacted emergency measures to protect these homeowners from foreclosure, but the current legislation is set to expire on May 1, 2025. Reports from legal services providers indicate that ongoing payment administration and communication issues have delayed the resolution of some cases, necessitating immediate action to prevent a lapse in protections.

To address this situation, the resolution declares an emergency and mandates that notices continue to be sent to homeowners regarding the DC Homeowner Assistance Fund prior to any foreclosure actions. The Council has determined that the circumstances warrant the adoption of this emergency legislation after a single reading, allowing it to take effect immediately to ensure continued support for affected homeowners.